Frequently Asked Questions

Q: What is the procedure for me to get pre-approved for a car title loan?

A: The straight forward answer is that you can apply right here online and receive your pre-approval on your loan. If you want to call us on the telephone to ask any questions, that is fine, also. Charleston Car Title Loans evaluates the value of your auto using Kelley Blue Book. Then we notify you of your message of pre-approval so you are aware of how much you can get.

Q: Can I pay off my no credit car title loan in less than 42 months if I want to?

A: You are allowed to repay your loan at as quick of a rate as you would like to pay it off. You will never be charged a fee or penalty if you want to pay your loan faster. You deserve to have the freedom to select the way you wish to handle your own financial situation.

Q: What will I need to have to get my instant money car title loan?

A: To begin with you have to ensure that you have the title of the vehicle and there are no liens on it, you will want a driver's license from the State, evidence of insurance for the vehicle, a phone or utility bill with your address on it, an additional set of the car's keys, two different references, your most recent pay stub and your Social Security Card. That is the full list of everything you need.

Q: Does someone phone the references I provide and my employer, as well?

A: Why your employer references are needed is so someone can verify the data you supply us.

Q: Can I still drive my car after I get my auto equity loan?

A: You are absolutely free to keep your vehicle. The fast title loans that you acquire through us are all about providing you cash right this moment and still permitting you to drive your car so that you can take care of your family and still go to work. We know that you must be able to earn money to enable you to pay back your loan and that is what we want you to be able to do.

Q: What is an automobile equity loan?

A: This is a type of loan that is made utilizing your vehicle's title as collateral. By making loans in this way the lender knows that you intend to repay your personal loan since you have put up the title. It also gives you a very fast way in order to get right away without plenty of hassle. Auto title loans are often a genuine blessing for those who need money immediately.